The full-time RV lifestyle is particularly attractive to retirees who like to travel. But even if they plan to spend most of the year on the road, full-timers still need a place to call home. America’s government and social service systems aren’t set up to deal with the nomadic lifestyle of full-time RVers. The internet has made it easy to handle certain basic services like banking, phone service and medical prescriptions while you’re on the go; but an actual physical address is generally needed to renew driver’s and vehicle licenses, obtain insurance, pay taxes and take care of a few other important matters that are tied to state residency. If you embrace full-time RVing, you will most likely need to choose a state of residency, even if you only stop by occasionally to empty your post office box.
Tax considerations head the list of concerns when full-timers RVers choose a state of residency. If you plan to park your RV and stay in one place for a portion of the year, you may also want to consider the cost of living, proximity to family, availability of activities you enjoy, climate and other things that enrich your personal life.
Forbes, AARP and Money magazine all publish lists of best places to retire based on a variety of factors, including cost of living, availability of health care services, crime rate, weather and senior services. To find the best towns for retirees in a particular state, check TopRetirements.com. You may also want to compare your top choices against Kiplinger’s annual list of the most tax-friendly states for retirees.